Title and Escrow

Why Do You Need Title Insurance?

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Title Insurance. It's a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you've purchased a home before, you're probably familiar with the bene... Read more

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Understanding Title Insurance

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you've purchased a home you may be familiar with the benefits of title insurance. However, if this is yo... Read more

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Understanding Preliminary Reports

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorde... Read more

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Title Insurance When Refinancing Your Loan

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, i... Read more

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Title Insurance Requirements for Insuring Trusts

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to ... Read more

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Title Insurance - Where Does Your Dollar Go?

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of ... Read more

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The Functions of an Escrow

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

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Statements of Information

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit." Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of rea... Read more

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Required Reporting to the I.R.S.

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

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Creative Financing

Posted on December 20, 2017 - 07:43 am by Jason Gobeli

Creative financing: You've heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial in... Read more

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